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What if my tenant causes damage to common property?

The lot owner is ultimately responsible to the owners corporation. The owners corporation can recover the cost (or insurance excess) from the owner, who can then pursue the tenant under the lease. Make sure your landlord insurance covers tenant-caused damage to common property.

Always brief tenants on the by-laws at the start of the lease and make them aware of the consequences of breaching them. A good landlord policy will respond if a tenant causes damage to common property and the owners corporation seeks recovery — speak to your insurance broker.

By Reviewed by Last reviewed 2026-05-04

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From category: strata-insurance

Cite this answer

APA:Stratapages Editorial Team. (2026, 4 May). What if my tenant causes damage to common property?. Stratapages. https://stratapages.com.au/faq/strata-insurance/tenant-causes-damage

MLA:Stratapages Editorial Team. "What if my tenant causes damage to common property?." Stratapages, 4 May 2026, https://stratapages.com.au/faq/strata-insurance/tenant-causes-damage.

Chicago:Stratapages Editorial Team. 2026. "What if my tenant causes damage to common property?." Stratapages. https://stratapages.com.au/faq/strata-insurance/tenant-causes-damage.

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