What is office bearers' liability insurance?
It covers committee members and office bearers personally for honest mistakes, breaches of duty or wrongful acts in their role on the strata committee. It's almost always included in standard strata policies and is essential — without it, owners won't volunteer.
Cover usually applies to the strata manager too if they're acting as the secretary or treasurer. It does not cover fraud, dishonesty or deliberate breaches of the law — and it doesn't cover acts done before insurance was in place. Check the limits each year.
By Reviewed by Last reviewed 2026-05-04
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From category: strata-insurance